Comprehensive Title Searches for South Florida Real Estate Transactions
A thorough title search is the cornerstone of any secure real estate transaction. It is an in-depth investigation into a property's history, designed to uncover and resolve any issues that could threaten your ownership rights. At Location Title & Escrow LLC, we conduct comprehensive title searches across South Florida, providing buyers, sellers, and investors with the clarity and confidence needed to close successfully.
What is a Title Search?
A title search is a detailed examination of public records to confirm a property's legal ownership and identify any claims, liens, or encumbrances against it. While not legally mandated for all transactions in Florida, a title search is required by virtually all lenders and is a critical step for any prudent buyer to protect their investment. The search verifies the seller's right to transfer ownership and ensures that the title is "clear" before it is conveyed to you.
Our experienced examiners meticulously review decades of property records, including deeds, mortgages, court records, tax records, and more, to construct a complete picture of the property's legal standing.
The Florida Title Search Process: A 30-Year Lookback
Florida has specific standards for title examinations. For residential properties, a title search must, at a minimum, trace the chain of title back 30 years. This comprehensive lookback ensures a deep and thorough review of the property's history, identifying any lingering issues from previous owners.
| Record Type Searched | What It Reveals |
|---|---|
| Chain of Title | A complete history of ownership, verifying the seller's legal right to sell the property. |
| Mortgages & Liens | Any outstanding mortgages, tax liens, contractor (mechanic's) liens, or HOA/condo association liens. |
| Judgments & Lawsuits | Court judgments against previous owners that may have attached to the property. |
| Easements & Restrictions | Any rights of way granted to others (e.g., utility companies) or deed restrictions that limit property use. |
| Probate Records | Issues related to inheritance, ensuring all heirs have properly relinquished their rights to the property. |
Common Title Defects in South Florida
South Florida's dynamic real estate market can sometimes lead to complex title histories. Our title searches are designed to uncover and resolve these common "title clouds" before they can impact your closing.
- **Unsatisfied Mortgages:** A previous owner's mortgage that was paid off but never officially recorded as released.
- **HOA and Code Enforcement Liens:** Florida is a "Super Lien" state, meaning certain HOA and condo association liens can take priority over a first mortgage. We identify and address these critical issues.
- **Illegal Flips and Forgeries:** Our examination can help uncover fraudulent transfers or forged documents in the chain of title.
- **Permit Issues:** Open or expired permits can create liens on a property long after work has been completed.
Ensure Your Title is Clear
Don't let hidden title defects jeopardize your investment. Contact Location Title & Escrow LLC today to initiate a comprehensive title search for your South Florida property.
Request a Title Search