Yes, You Can Choose Your Own Title Company in Florida (Here’s How)
Whether you're buying a new construction home or a resale property in Florida, federal law gives you the right to choose your own title company. Here’s why exercising that right is one of the most important decisions you'll make in your real estate transaction.
The Law is on Your Side: RESPA Section 9
The Real Estate Settlement Procedures Act (RESPA) is a federal law designed to protect consumers. Section 9 of RESPA explicitly prohibits sellers, builders, and developers from requiring homebuyers to use a particular title insurance company as a condition of the sale.
This means: You cannot be forced to use a builder's or realtor's affiliated title company. The choice is yours.
Top 3 Reasons to Choose Your Own Title Company
1. Unbiased Representation
An independent title company like $Location Title & Escrow LLC works for YOU. Our primary duty is to ensure a smooth and secure closing that protects your interests, without any potential conflicts of interest from being affiliated with the seller or builder.
2. Better Service & Communication
You get to choose a company based on their reputation for great service, responsiveness, and expertise. We pride ourselves on proactive communication, keeping you informed every step of the way—something you can't guarantee with an assigned company.
Ready to Exercise Your Right?
Choose an independent, expert team that puts your interests first. Location Title & Escrow LLC is ready to provide you with a free, no-obligation quote and demonstrate our commitment to exceptional service.
Get Your Free, Independent Quote