Florida Closing Costs Calculator

Calculating the exact closing costs for a real estate transaction in Florida involves several components, including title insurance premiums, settlement fees, and other third-party charges. While we don't offer an interactive calculator on our site, we can provide you with the information and resources to get a very accurate estimate.

Title Insurance Premiums

Title insurance premiums in Florida are promulgated, meaning they are set by the state. The cost is based on the property's sale price. You can calculate the exact premium using the official Florida Land Title Association (FRTA) rate calculator.

Florida Rate Calculator (via FRTA)

Other Potential Closing Costs

Besides title insurance, other fees to consider include:

• Settlement Fee: This covers the title company's services for handling the closing. It is not regulated and can vary.
• Lender's Fees: If you are getting a mortgage, there will be various fees from the lender, such as origination fees, appraisal fees, and credit report fees.
• Recording Fees: Charged by the county to record the deed and mortgage.
• Doc Stamps on the Deed: A state tax on the transfer of real estate.
• Survey Fee: To verify property boundaries.

Get a Detailed Quote

The best way to get an accurate estimate of your closing costs is to request a detailed quote from a title company. We can provide you with a full breakdown of all the costs you can expect for your specific transaction.

For a personalized quote, please contact us directly.